Welcome to the Growth Guide, a weekly newsletter where I share actionable ideas to help you Live Better, Achieve More and Be Financially Free. Efficient and Effective - James Clear and Dwight Eisenhower I came into the bedroom after work with my shirt and socks in my hand, jeans undone and watch on my opposite wrist. My wife was sitting in the bed working on her laptop and looked at me and said why are you already half naked. The answer, I told her, was simple: I was being efficient. I like...